2021 Lincoln Navigator
The 2021 Lincoln Navigator earns a weak Throttlebook Ownership Score of 43/100. Expect about $73,173 to own it for five years, or $1,220 a month. NHTSA lists 12 recall campaigns that may apply, so check the exact VIN at nhtsa.gov before you buy. Owners have filed 34 complaints.
- Recalls
- 12
- Complaints
- 34
- 5-yr cost
- $73k
- MPG (EPA)
- 18
2021 Lincoln Navigator vs nearby years
Compare this year with the model years next to it on the same hub.
Looking at a specific Navigator?
Paste its VIN for the exact trim, recalls that may apply, and a Fits / Stretch / Not yet verdict for your budget. Free.
12 recalls may apply
For the 2021 Lincoln Navigator. NHTSA matches recalls by model and year — confirm by VIN.
What's wrong: Ford Motor Company (Ford) is recalling certain 2021-2023 Lincoln Navigator, Expedition, and 2022-2023 F-250 SD, F-350 SD, F-450 SD, F-550 SD, and F-600 SD vehicles. The windshield wiper arms may break, causing the wipers to fail.
Risk: Windshield wiper failure can reduce visibility, increasing the risk of a crash.
Fix: Dealers will inspect and replace the wiper arms, as necessary, free of charge. Owner notification letters were mailed August 5, 2026. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 26S24.Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on April 1, 2026.
Recall repairs are free at any authorized dealer.
5-year cost to own
Estimated $38,250 price, 20% down, 11.19% APR for 60 months (Experian avg.), 12,000 mi/yr.
| Depreciation | $14,230 |
| Insurance (national avg.) | $16,200 |
| Fuel / charging | $11,165 |
| Maintenance | $11,776 |
| Repairs | $6,192 |
| Loan interest | $10,315 |
| Taxes & fees | $3,295 |
Estimate, not financial advice. How we calculate.
Owner complaints & safety
What real owners reported to NHTSA for this model year.
- Engine8
- Power Train7
- Fuel/Propulsion System4
- Fuel System4
- Gasoline4
- Unknown Or Other4
Complaint counts scale with how many were sold; compare against similar models.
- Overall
- 5 out of 5 stars
- Frontal
- 5 out of 5 stars
- Side
- 5 out of 5 stars
- Rollover
- 4 out of 5 stars
Rated as: 2021 Lincoln Navigator SUV 4WD
What to check on a used 2021 Lincoln Navigator
Ordered by what owners of this model year reported most. Reports are not proof of a defect.
- Engine and transmission
- Cold start: listen for knocking, ticking or rough running.
- Shifts should be smooth with no slipping or jerking.
- Fuel system
- Smell for fuel around the car and in the cabin.
- Check for hard starts or stalling at idle.
- Paperwork
- Ask for service records and the title. Compare the VIN on the car, the paper and our report.
- Check the odometer against the wear on the pedals and seat.
If anything in a safety area feels wrong (brakes, steering, airbags, tires), stop driving and get it inspected before you buy or drive it further. Paste a VIN above for the full printable checklist.
Common 2021 Lincoln Navigator problems
Cheaper alternatives
FAQ
- Is the 2021 Lincoln Navigator a good car to buy?
- The 2021 Lincoln Navigator earns a weak Throttlebook Ownership Score of 43/100. Expect about $73,173 to own it for five years, or $1,220 a month. NHTSA lists 12 recall campaigns that may apply, so check the exact VIN at nhtsa.gov before you buy. Owners have filed 34 complaints.
- Does the 2021 Lincoln Navigator have recalls?
- NHTSA lists 12 recall campaigns for the 2021 Lincoln Navigator, including Visibility › Windshield Wiper/Washer › Linkages; Seat Belts › Pretensioner; Back Over Prevention › Software. Recalls are matched by model year, so check your exact VIN at nhtsa.gov/recalls. Recall repairs are free at authorized dealers.
- What are the most common 2021 Lincoln Navigator problems?
- Owners filed 34 complaints with NHTSA. The most-reported areas are engine (8), power train (7), fuel/propulsion system (4), fuel system (4).
- How much does a 2021 Lincoln Navigator cost to own for 5 years?
- About $73,173 over 5 years ($1,220/month) at an estimated $38,250 purchase price and 12,000 miles a year, including depreciation, insurance, fuel, maintenance, repairs, loan interest and taxes. Run a VIN report to personalize it.
Sources: NHTSA recalls, complaints and NCAP ratings; EPA fueleconomy.gov. Data refreshed weekly. Complaint counts scale with sales volume.